HDFC Bank to stop paper slips our ATMs

The second largest private sector lender HDFC Bank has decided to discontinue issuing slips after cash withdrawals at ATMs and will alert the customer through SMSes.

"We have decided to discontinue issuing receipts after cash withdrawals. The SMS which will be sent will have detailed information on the withdrawn amount and the balance in account," a senior bank official told PTI.

The bank is piloting the initiative at a few ATMs at present and will roll out the same across its network of over 11,700 ATMs by the end of June, the official added.

Cash withdrawals account for the bulk of transactions at ATMs and the bank witnesses an average of 2 crore cash withdrawals every month at its ATMs.

When asked about the benefits for the bank, the official said the switch to paperless mode will help it save under Rs 10 crore a year spent on paper.

At present, customers are given a choice on whether they want a printed receipt or not.

However, much of the receipts get discarded as soon as they come out and if not disposed off in the right way, also pose a security risk as they contain private information.

This is a part of the digital initiative for the bank, under which it had last year launched the 'Green PIN' scheme wherein card-users were given the PIN numbers electronically rather than in a printed kit, the official said.

The official pointed out that customers of other banks who use HDFC Bank's ATMs will also not get the receipt as sending the SMS is mandatory for any bank.

The bank is not doing away with using paper at the ATMs completely and customers wanting to get the receipts can do a separate transaction to get either a mini statement or balance enquiry to get a receipt, the official said.

HDFC Bank added around 500 machines last year and will continue to add machines to complement its branch expansion, the official said.

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How to Grow a Tulsi Plant at Home

Tulsi (Ocimum tenuiflorum), also known as holy basil, is a species of basil used in Hindu religious ceremonies. The plants grow 2 to 3 feet tall, have furry gray-green leaves and bloom in the summer, producing spikes of small pink flowers. Tulsi plants are highly frost-sensitive. They can be grown outdoors as annuals in warm Mediterranean climates, similar to other types of basil, but you can also grow a tulsi plant from seed indoors.

1

Pour potting mix into a seed flat or other shallow container. Pour room-temperature water over the potting mix to moisten the soil. Sow the tulsi seeds 1/4-inch deep. Place a plastic cover over the container or place the container in a large plastic bag and seal it.

2

Put the container in bright, indirect light where the temperature is 75 to 80 degrees F during the day and 5 to 10 degrees cooler at night. Check the potting mix every few days and spray it with room-temperature water if it begins to dry out. Keep it moist at all times.

3

Transplant the seedlings into separate small containers after they develop two or three sets of true leaves. Continue to keep the soil moist but not muddy. Expose the plants to brief periods of direct morning sunlight. Increase the length of direct sunlight exposure gradually over eight weeks. Place them in front of a south- or west-facing window after eight weeks. Set up a grow light with four 40-watt fluorescent bulbs placed 6 to 12 inches above the seedlings and leave it on for 12 hours a day if a south- or west-facing window is not available.

4

Transplant the tulsi plants into 6-inch deep containers with holes in the bottoms when they begin to outgrow the smaller containers. Water them when the top of the potting soil just begins to dry slightly. Empty the catch saucer under the tulsi plants after the water runs through. Do not leave the containers sitting in water. Give them a 5-10-5 ratio liquid plant fertilizer at half the manufacturer’s recommended dilution rate every four to six weeks.

5

Pinch the tips of the branches off once or twice a month to encourage bushier growth. Move the tulsi plants outdoors in the summer. Set them in a location that receives direct morning and evening sunlight with shade in the afternoon and protection from strong winds. Move them back indoors to a sunny window or under grow lights in the fall.

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Most Expensive Advertisement one miniute Six Crores

The "Highway" actress says she has fond memories of her mother giving her an oil massage. “Garnier is one of the first brands that I signed on. For the first time, I have got to team up with my mom, and do an ad along with her,” Alia told IANS over phone from Mumbai. While she is glad that she got a rare chance to work on screen with her mother, Alia pointed out: "The reason I believe they thought of bringing my mom and me together is because you know, when you think of oiling your hair, it always takes you back to the days when you were young, and your mother would put oil in your hair. "So, because this product is the new generation's oil, this time the tables have turned, wherein I'm suggesting what product to use to my mom. Her mother Soni Razdan, an actress and director, says the ad with her daughter is "the best comeback for me". "Being a mother to a leading actress and being an actor myself, I always wanted to work with Alia. We share a fun equation and shooting for Garnier Fructis Oil-In-Cream was a great and memorable experience," she said in a statement. It was Alia and Soni's "chemistry" that drew the creative minds behind the ad to rope them in. "Their chemistry was great as they bonded like any mother-daughter would when it comes to oiling one's hair -- a practice that every mother teaches her daughter," said Rupika Raman, general manager, Garnier India, adding that the duo turned out to be a "perfect fit" Must Read :    Actress Charmi got Marriage                        Ravi Teja In Police Station                        Baahubali Movie story leak - Read .

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